Risk Questionnaire

Please answer each question. After you submit, your results will appear on this page and a copy will be emailed.

Responses

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1) If your portfolio declined 20% over a short period, what would you most likely do?

2) During past market downturns, have you ever made significant changes to your investments?

3) Which statement best reflects your preference?

4) How much short-term volatility can you tolerate without losing sleep?

5) Which would bother you more?

6) How confident are you that you can stay invested during a market decline?

7) When is the earliest you expect to need a substantial portion of this portfolio?

8) How stable is your income and ability to save?

9) Do you expect meaningful withdrawals from this portfolio in the next 5 years?

10) Based on your goals and plan, how does your current savings rate compare with what’s required?

11) If markets underperform for several years, how flexible is your plan (spending, retirement timing, savings)?

12) What level of temporary portfolio decline could your plan withstand without impairing long-term goals?

Submitted. Answers are locked.

Results

Calculated
Risk Tolerance
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Risk Capacity
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Recommended Risk Posture
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Example Equity Range (guideline)
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Client-friendly summary
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Methodology

This questionnaire calculates two separate measures:

  • Risk Tolerance: comfort with volatility and likelihood of staying invested during downturns.
  • Risk Capacity: financial ability to withstand volatility based on time horizon, stability, liquidity needs, flexibility, and loss absorption.

How results are used: Capacity caps risk. If tolerance is lower, the recommended posture may be moderated to reduce the chance of stress-driven decisions.

Advisor note
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